United States District Court for the District of New Jersey

MacDonald, et al. v. CashCall, Inc., et al., No. 2:16-cv-02781


The lawsuit was brought on behalf of New Jersey borrowers who took out Western Sky loans. The lawsuit alleges that the interest rates on those loans was too high and that CashCall, Inc., WS Funding, LLC, Delbert Services, Corp., and J. Paul Reddam (the “Defendants”) were at fault. The Defendants have denied any wrongdoing. The parties reached this Settlement before the Court made a determination about whether the law had been broken.

The Defendants will pay a total of $14,500,000 under the Settlement, will inform third parties to which they sold the loans that the loans should be canceled and that the amounts allegedly owed by borrowers are in dispute, will contact credit agencies to request removal of negative credit reporting by Defendants or their agents regarding the Western Sky loans at issue, and will refrain from selling any personal data about the New Jersey borrowers.

Your legal rights are affected whether you act or don’t act. Please read the information provided on this website and the Settlement Documents carefully.